About the Vantage Acceptance Debt Relief Program

We negotiate with all major creditors
 Your monthly payment drops
You can be debt-free faster

“Thank you for working all the details out to pay back my creditors. It truly saved me from having to file bankruptcy.” 

– Jan S.

The Benefits Are Clear

1-on-1 support

We are there with you every step of the way. We know how to negotiate the biggest reduction of your debt – leave it to the experts!

Low cost

Zero upfront fees. Once we negotiate a lower balance, your reduced monthly payment covers our costs and your debt.

Settle for less

Our Debt Negotiation Experts do this every day. We have some of the best in the business!

Simple terms

No complex contracts – our terms are simple and fair.

Join the thousands of happy Vantage Acceptance customers

From start to finish, you changed my whole life. From my first call to you, to my last call from you saying I was debt free. Thank you!

- Karen C.

Vantage always insured me my debts would be settled. Vantage always communicated with my creditors – I never had my creditors harassing me at all – thank you Vantage.

- Claire M.

I am free from my debt and can now afford to do the things I really like doing. I am now more responsible about credit cards – Thank you

- Steven P.

Frequently Asked Questions

At Vantage Acceptance, we help to reduce your large debt balance by negotiating on your behalf with your credit card company. Once we get an agreement on that balance, we then guide you through the process to pay that remaining debt off. Our trusted advisors can show you how to get out of debt for a fraction of what you owe. 

Don’t see the answer you’re looking for?
Give us a call at 800-725-0214

How does it work?

We leverage our many years of proven expertise and established relationships with your creditors to negotiate on your behalf to dramatically reduce your debt.

How long will it take to get my debts settled?

It varies. Each debt program is based on the individual’s circumstances so it’s important to consult our Debt Specialists first.  Our programs typically take between 12 to 48 months to pay off your debts. It’s important to note that nearly 100% of those who complete our program have all their eligible debts settled.

Would bankruptcy be a better option for me?

Bankruptcy is considered the “last resort” when you lack ability to pay your debts. Attorneys love to collect fees for this. Bankruptcy will trigger severe, prolonged damage to your credit rating. It could also affect your long-term ability to qualify for a loan or secure a job and may force you to sell assets.

With Vantage Acceptance You Can:

  • Get a handle on your debt

  • Reduce the balance you owe

  • Avoid bankruptcy 

  • Lower your monthly payments

Vantage Acceptance is independently rated by: